Best Money Making Apps That Pay You Cash FAST in 2022: With today’s apps, it’s possible to make some extra money on the side. These 31 best money-making applications can be used by everyone to generate some extra money.
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You already use your smartphone for everything from banking to paying your bills. Is there a better way to get paid than by using apps? You won’t get rich quick with the money-making apps described below.
Best Money Making Apps
On this list, you’ll find 31 money-making apps, although not all of them will work for you. Most people will be able to profit from this list or the top 10:
- Best for savings (and making money): Capital One Shopping
- Best for investing: Robinhood
- Best for filling out surveys: SwagBucks
- Best for price drops: Earny
- Best for selling used items: Mercari
- Best for grocery shopping: Ibotta
- Best for mystery shopping: Field Agent
- Best for health-conscious folks: Sweat Counter
- Best for small gigs: Money Machine
Apps to Make Money in 2022: 31 of the Best
1. Capital One Shopping
Financial disclosure: We receive a commission from Capital One Shopping if you install the Capital One Shopping extension after clicking on one of our links.
Capital One Shopping is a great way to save money (and make money, too). There are two ways to make money with this app: by finding better bargains and rewarding you for using them.
To begin with, you’ll be able to save money on the everyday items you purchase. Saving money on a purchase that you would have made anyhow is just as beneficial as making money, because a penny saved is a penny earned.
You can use Capital One Shopping to find and compare prices on products from a variety of online retailers. Approved comparative shopping is done immediately after the app is installed on your browser. With the software on your phone, you can scan barcodes of items you see in stores to see if a local retailer is selling them for less money.
You can also earn money by shopping at Capital One Shopping and receiving rewards. You’ll be able to add discounts from local businesses as well as internet retailers. Rewards points can be redeemed for gift cards to famous websites when you shop at one of these merchants. Review of Capital One Shopping can be read in its entirety here.
2. Robinhood Free Share of Stock (Up to $200)
The Robinhood app allows you to buy stocks with no transaction fees. Because the app allows you to invest in fractional shares of stock, you can still own a piece of Google even if you only have $20 to invest!
You get a free share of stock when you sign up for Robinhood (it’s free). Depending on the market, this stock could be worth $2.50 or $200. It is likely to be on the low end, but you never know. Read our complete Robinhood review for more information.
Disclosure by Advertiser: In this commercial, Robinhood Financial LLC and its affiliates (Robinhood) and Doughroller, a third-party company not affiliated with Robinhood, present information and materials. A security or financial product’s past performance does not guarantee future success or profits. Robinhood Financial LLC and Robinhood Securities LLC, both members of FINRA and SIPC, offer securities to customers. There is no FINRA or SIPC membership for Doughroller.
3.Swagbucks $5 Bonus
We’ve previously discussed Swagbucks as a means to make extra cash. Using Swagbucks as an app instead of on your computer makes this even easier. Our app, like many others on this list, will alert you when you’re eligible to participate in surveys or other paid chores. The whole review is available here.
4. MyPoints $10 Bonus
Founded in 1996, MyPoints provides users with a variety of ways to acquire virtual points, which may be exchanged for prizes or cash. Gift cards to Amazon and more than 75 other retail and dining partners can be obtained later on by cashing in your points. Here is the entire review of MyPoints.
5. Worthy Bonds
An investment in Worthy Bonds yields a fixed rate of 5 percent, and the bond only costs $10. Invest in as many bonds as you desire and watch the interest pile up each week. With a 36-month duration, bonds can be redeemed at any moment without incurring a fee. Read the full Worthy Bonds review here or check out Worthy Bonds now.
6. Public
With the help of your friends and a social investing software like Public, you can improve your financial literacy while having fun. With Public, you may build a portfolio with fractional shares of thousands of publicly traded companies and ETFs.
Members of Public can receive free stock slices (worth up to $10) for recommending their friends because the service is a social one. Sharing links for each member of the public are generated for each user, much like in other apps. Share your trades outside of the app (even to Instagram stories!), and if you do, friends who join and are approved will get a free share of the company stock. Invite your friends to join chat groups and you’ll get free stock in return. Once they join and are accepted, you’ll also receive free stock in the company as a bonus. Bringing in additional pals increases your earnings each slice. Here is a link to our Public review.
7. Acorns $10 Bonus
After joining up with Acorns, you’ll receive a $10 bonus. It is possible to keep track of your day-to-day spending, set aside money for the future, and create a customised investing strategy with the help of Acorns. You can read the rest of our Acorns review here.
8. Earny
If you use a credit card or a retailer’s app, you may be eligible for price protection on some of your purchases. A refund is issued if the price of the item you purchased drops within a predetermined period of time. Earny connects to your credit cards so that it may automatically seek for price decreases and refunds when you buy something online. 25% of your returns are taken by this app. There’s a catch, of course. Our Earny evaluation is complete.
9. Rakuten
With this cash back app, you may look for incentives, discounts, and special offers. Installing Rakuten can help you save money if you buy frequently on your mobile device. Additionally, you’ll receive push notifications when new offers and discounts are available through the app.
10. Google Opinion Rewards
Once again, you may expect to receive surveys from this app on average once every seven days. You can earn Google Play store credit by using this app. The surveys are short and may ask you to rate several advertisements.
11. Money Machine
Like other apps that focus on surveys, this app lets you make money by watching movies and completing other little online chores. When you’re ready to take on a new challenge, it will inform you. Your PayPal account can then be credited with your prizes.
12. iPoll
Whenever you are eligible to participate in a paid survey, you will receive an alert from this app. Ahead of time, you can set up your profile and then be notified about surveys for which you are eligible. Do product reviews, be a shopper, or test advertising as other options. You’ll gain incentives, which you can spend at iPolls online store.
13. Sweatcoin
This software is effectively a cash register for your steps. Afterward, you are rewarded with sweat currency. Digital currency cannot be converted into cash. However, you may use it to purchase items from the in-app store or donate it to charity in the form of cash. It’s a quick and easy method to make money while you’re out and about.
14. Foap
Foap may be a good way for you to earn money from your smartphone photography habit. You can sell your images to brands and individuals around the world. You can sell images you already have in an online portfolio. Or you can embark on particular missions to sell images to brands like Bank of America or Pepsi. Foap allows you cash out your earnings through PayPal.
15. Mercari
With Mercari, you can turn your spring cleaning into money. Everything from toys to clothing may be sold on this app-based store. Listings on your website are completely free. Upon completion of your transaction, you just pay a 10% fee. For those looking to acquire secondhand goods, this is a fantastic spot to do it.
16. Mobee
Do you want to be a secret shopper? It’s simple to do with Mobee. Use the map to locate a company after downloading the app. Missions can be completed in a wide range of stores and eateries. Depending on the mission, you’ll be rewarded with points that can be exchanged for gift cards or merchandise.
17. Offer Up
Here’s another easy approach to get rid of clutter. You don’t need to do anything more than download the app and start selling. Designed for local sales of larger items like furniture, but you can also find baby and children’s items such as clothes and electronic equipment on this app.
18. Task Rabbit
Try Task Rabbit to get some extra cash by completing simple jobs and running errands around town. Pay your neighbours for their services and then cash in your earnings. Having a secondary gig like this may be quite lucrative.
19. Ibotta
Save money by getting rebates in the form of cash or points for purchasing your favourite brands when you purchase with Ibotta. You can also earn by attaching your store loyalty cards to the app or uploading your receipts to the app after you shop. Gift cards or PayPal or Venmo cash back are some of the ways you can use your cash back.
20. Bookscouter
You can use this app to find the retail price of secondhand books and textbooks that you’re looking for. To find out how much a book is worth, all you have to do is take a picture of the ISBN with your phone’s camera. A shipping label can even be generated for the books you submit to Bookscouter using the app. If you’re looking to get rid of some books, get money from your old college textbooks, or find valuable used books at garage sales and thrift stores, this is the app for you.
21. Snapwire
You may make money from your smartphone images with this software. For every business photo you take, you get to level up in this gamified photo selling software. Create a portfolio and share your images with anybody you choose. When there are requests that could potentially be fulfilled, alerts are sent out.
22. Decluttr
This software helps you sell certain goods that you might have sitting around the house. It’s everything about CDs, DVDs, and games here. You can use the app to snap a picture of the item and get an instant offer for the price. Decluttr offers free shipping for all purchases, and you’ll receive your funds the following business day via direct deposit.
23. Checkout 51
Couponing and cash back are also features of this app. Before you head to the store, you can look for and save coupons with this app. After that, you may use the app to get money back on your favourite brands by using it to make purchases.
24. Lyft
Like Uber, Lyft drivers must apply, although Lyft’s qualifications are a little stricter. Even so, you may use this app to earn a little extra cash by giving rides to others while you’re out and about.
25. Gigwalk
For those looking to make some extra cash, this app is a great option, but you could also become a full-time gig walker using this app. It’s possible to find nearby gigs using the app’s built-in map function. Tasks may involve assembling furnishings, strolling the dog, or conducting errands as simple as those listed above. Pay and frequency of gigs depend on where you reside.
26. Surveys On the Go
This is a survey software that allows you to create a profile and then take surveys for which you will be compensated. ‘ Customers can assess their purchasing experiences, as well as movies and television series. When you initially download the app, you’ll receive one dollar.
27. Upwork
This is the new eLance website, which replaces the old one. You can use this app in the same way as the other applications mentioned here to find gigs. Most of these engagements will take place over the internet, however. It’s possible to work from home as a virtual assistant, freelance writer, or web developer. In addition, you may configure the app to receive alerts about job vacancies and other relevant information.
28. Lucktastic
With this app, you may earn points or even cash by playing free scratch-and-win games. If you win tickets, you can use them to enter sweepstakes, subscribe to magazines, get gift cards, and many other things.
29. Letgo
Do you need to get rid of any more clutter? Try Letgo.com. Image recognition and artificial intelligence help the app name and categorise your listings automatically as they are added. Even enormous products can be sold to neighbouring customers.
30. Field Agent
With this app, you can get notifications regarding missions in your neighbourhood. Basically, your goal is to help firms better serve their customers. In order to do this, you might visit local stores, shop for particular items or take pictures. Additionally, you can answer questions or participate in polls. To get your money, you can use direct deposit or the Dwolla service.
31. Uber
To make money with this software, you’ll have to work a little harder. However, if you work hard enough, Uber driving may be a full-time job. However, for many, it’s merely a side job. Consider registering with DriveNow and then simply activating the app when out and about. Perhaps for a few dollars more, you can get a lift on your way to work or school.
How to Make Money with Apps
It is possible to make money with applications in a variety of methods, some of which are easier to automate. To get started, you’ll need to determine which app to use and how much money you want to make.
It is possible to save money on purchases you already make by using cash back portals or shopping browser extensions that will give you cash back in the form of gift cards or cash.
Your options include:
- Minor tasks – Many of these apps allow you to earn money completing small chores that take a few minutes, such as filling out surveys, viewing movies, and even playing online games. Most things can be done while doing something else.
- Greater tasks – These apps allow you to create a profile and market your services or choose from a list of jobs you want to be paid for..
- By investing, you can receive interest on your capital, which is a relatively low-risk method of generating revenue. To get started, you don’t need a lot of money.
Afterwards, all you have to do is create an account and go over your options. You might think that reading their terms and conditions is tedious, but it’s a good way to learn about topics like how you’ll get paid.
How to Determine Which Application Is Right for You
It may take some trial and error to find the ideal app for you. First, begin by thinking about how much time you have to commit to the app. When it comes to passive income, Robinhood, Public, or Capital One shopping may be the best option for you, as you don’t have to do much to begin making money.
If you have some spare time and are interested in making a few hundred dollars a month, joining up for an app like Swagbucks or Field Agent is a great option.
Using apps like UpWork or TaskRabbit, where users can post gigs, is the best way to make extra money. That, or you can use an investment app to reap the benefits of compound interest.
Scams to Avoid
Unfortunately, there are those out there trying to steal your hard-earned money. Remember, if there are any apps or people contacting you that want you to pay or spend money for you to gain incentives, run far away. You will be required to put money into investing applications, but you will not be charged to access your own funds. To be on the safe side, if you’re unsure about an app’s legitimacy, don’t sign up for it.
How We Came Up With This List
Apps were evaluated for ease of use, reward thresholds, sorts of activities, and how long it might take you to complete tasks. We chose the ones that were the most user-friendly, had the best customer service, and allowed you to receive rewards for a reasonable amount of time and work in exchange.
Final Thoughts
You can generate money in a variety of ways, and one of those methods is to use an app. On the other hand, many of the solutions on our list are free and do not require you to put in a lot of effort before you begin reaping the benefits. Give a few of them a try and see if you don’t start earning some money in no time.