Chime Bank Hours: Chime Financial, Inc. is a financial technology business based in the United States that offers fee-free mobile banking services through The Bancorp Bank or Stride Bank, N.A. Account users receive Visa debit or credit cards and have access to an online banking system via the company’s website or mobile apps. The majority of Chime’s revenue comes from the collecting of interchange fees.
Bancorp Inc. owns Chime, a financial technology startup. One of its key draws is that clients can use its services and goods without worrying about overdraft fees or monthly maintenance fees.
Continue reading to find out if Chime runs throughout normal banking hours.
Chime Hours for Normal Days
Chime is an online-only bank that does not have physical branches, therefore it is technically open 24 hours a day, seven days a week. Its customer service lines, on the other hand, operate on a set schedule, and some of its banking services may be interrupted by national bank holidays.
Chime is open during weekends? Does Chime accept deposits on weekends?
The timing of direct deposits is dependent on when the payment is received in your Chime account. Monday through Friday, deposits are posted.
You can access your Chime account at any time, including on weekends, by using the app or online. Because Chime has no physical branches, “regular” banking hours do not apply.
While some customers may prefer face-to-face contact with bank tellers, one of the benefits of utilising an online bank alternative is that you never have to worry about scheduling your day around a physical location.
Chime Hours for Holidays
Despite the fact that Chime is not a bank and has no physical branches, it observes bank holidays – because banks normally do not process deposits on holidays. A deposit made on a federal bank holiday will be processed the next working day.
These are the bank holidays in the United States in 2022:
| CHIME BANK HOLIDAYS 2022 | |
| Holiday | Date |
| New Year’s Day | Saturday, Jan. 1 |
| Martin Luther King Jr. Day | Monday, Jan. 17 |
| Presidents Day | Monday, Feb. 21 |
| Memorial Day | Monday, May 30 |
| Juneteenth National Independence Day | Sunday, June 19 (closed Monday, June 20) |
| Independence Day | Monday, July 4 |
| Labor Day | Monday, Sept. 5 |
| Columbus Day | Monday, Oct. 10 |
| Veterans Day | Friday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 24 |
| Christmas Day | Sunday, Dec. 25 (closed Monday, Dec. 26) |
How to Log In to Your Chime Account After Hours
Chime is built so that you can access your account whenever you want, whether online or via the Chime mobile app. You may use the app to deposit checks, transfer money, and set up account alerts.
If you need to make a fee-free withdrawal, Chime is also part of a large network of over 38,000 MoneyPass and Visa Plus Alliance ATMs.
Chime Customer Service Contact Information
Chime can be contacted in three ways:
- Phone: The customer care number for Chime is 844-244-6363.
- Log in to your Chime account to send them a message.
- Chime’s email address is [email protected]
Customer support lines are available from 7 a.m. to 7 p.m. CT Monday through Saturday, and from 9 a.m. to 5 p.m. CT on Sunday.
Chime is not a bank, but rather a financial technology startup. The Bancorp Bank or Stride Bank, N.A. provides banking services and issues debit cards; both are FDIC members.
