Get current credit card interest rates and recent rate trends from this site
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| Current credit card interest rates | |
| 3-month trends | Variable |
| 10/19/2022 | 18.68% |
| 10/12/2022 | 18.67% |
| 10/05/2022 | 18.45% |
| 9/28/2022 | 18.38% |
| 9/21/2022 | 18.16% |
| 9/14/2022 | 18.10% |
| 9/07/2022 | 18.03% |
| 8/31/2022 | 17.96% |
| 8/24/2022 | 17.85% |
| 8/17/2022 | 17.67% |
| 8/10/2022 | 17.58% |
| 8/03/2022 | 17.42% |
| 7/27/2022 | 17.35% |
| 7/20/2022 | 17.25% |
| 7/13/2022 | 17.13% |
| 7/06/2022 | 17.01% |
What kinds of credit card interest rates are there?
Purchase APR: The interest rate on purchases, which is usually charged when your credit card balance isn’t paid in full every billing period.
Balance Transfer APR: The interest rate you have to pay on any balances you move from loans or other credit cards to the card in question. For most cards, you start out with a low rate (or even 0% APR) for a certain number of months before the regular APR kicks in.
Introductory APR: This is a perk that credit card companies offer to new customers by giving them a low rate for a certain amount of time after they open an account. This rate, which is often 0%, is always less than the average APR for each card. On average, 0% introductory APR credit cards for purchases last about 10 months, while 0% introductory APR credit cards for balance transfers last about a year.
Cash Advance APR: This rate is used when you use your credit card to get money from an ATM or bank.
Penalty APR: This rate could be used if you miss a payment date. This rate is much higher than most APRs (it can go as high as 29.99%), but after six months of on-time payments, it will go back to the normal rate.
We have a lot of information about credit card interest rates that can help you learn more. If you want to find out more, we suggest you read the following:
