Get current credit card interest rates and recent rate trends from this site
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|Current credit card interest rates|
What kinds of credit card interest rates are there?
Purchase APR: The interest rate on purchases, which is usually charged when your credit card balance isn’t paid in full every billing period.
Balance Transfer APR: The interest rate you have to pay on any balances you move from loans or other credit cards to the card in question. For most cards, you start out with a low rate (or even 0% APR) for a certain number of months before the regular APR kicks in.
Introductory APR: This is a perk that credit card companies offer to new customers by giving them a low rate for a certain amount of time after they open an account. This rate, which is often 0%, is always less than the average APR for each card. On average, 0% introductory APR credit cards for purchases last about 10 months, while 0% introductory APR credit cards for balance transfers last about a year.
Cash Advance APR: This rate is used when you use your credit card to get money from an ATM or bank.
Penalty APR: This rate could be used if you miss a payment date. This rate is much higher than most APRs (it can go as high as 29.99%), but after six months of on-time payments, it will go back to the normal rate.
We have a lot of information about credit card interest rates that can help you learn more. If you want to find out more, we suggest you read the following: