If you like to shop at Lowe’s, the Lowe’s Advantage Credit Card from Synchrony Bank can be a very useful tool. With daily savings of 5% on purchases and options for financing large projects, your Lowe’s credit card account can mean big savings on home projects or better margins for your contracting business.
However, any benefits you may receive are contingent on you paying your bill on time in order to avoid finance charges.
That is why it is critical to be familiar with the various methods for paying your Lowe’s card bill.
How To Make a Lowe’s Credit Card Payment
Lowe’s Credit Card Options
In addition to the Lowe’s Advantage card, Lowe’s has several other credit cards designed to meet the needs of different customers. When making a payment on your Lowe’s credit card, it’s critical to know which card you have so that your payment is directed to the correct location.
Synchrony Bank issues the following credit cards:
- Lowe’s Advantage Card
- Lowe’s Visa Rewards
- Lowe’s Business Account
- Lowe’s Accounts Receivable
Lowe’s also provides an American Express Business Rewards card.
How to Pay Your Lowe’s Credit Card
When it comes to making a payment on your Lowe’s credit card, you have several options to choose from. Here are the steps to complete payments using each method:
Making an Online Payment at Lowe’s
To make an online payment, you must first create an account with the bank that issued your Lowe’s credit card. To make a payment on your American Express Lowe’s Business Rewards credit card, go to the American Express login page.
For Synchrony-issued cards:
- Go to Lowe’s online payment page.
- To begin the registration process, enter your account number and ZIP code for Synchrony-issued cards, as well as the card number and card ID number.
- To complete the registration and log in to your online account, simply follow the prompts on the screen.
- Set up and schedule payments. To complete the payment, you will need your bank account and routing numbers.
How to Use Lowe’s QuickPay to Make an Online Payment
Synchrony Bank’s QuickPay feature allows you to pay your bill online without logging in. To use this option, go to Lowe’s QuickPay. To complete your payment, enter your credit card number, the last four digits of your Social Security number, and your billing ZIP code, and then follow the prompts.
Making a Lowe’s Card Payment by Mail
Lowe’s accepts mail-in payments as well. You can send a check or money order to the address on your billing statement, or you can use the addresses listed below:
| CARD TYPE | ADDRESS FOR REMITTING PAYMENT |
| Lowe’s Advantage Card or Lowe’s Project Card | Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914 |
| Lowe’s Visa Rewards | Lowe’s, P.O. Box 960010, Orlando, FL 32896-0010 |
| Lowe’s Business Account | Lowe’s, P.O. Box 530970, Atlanta, GA 30353-0970 |
| Lowe’s Accounts Receivable | Lowe’s P.O. Box 530954, Atlanta, GA 30353-0954 |
| Lowe’s American Express Business Rewards | Call American Express at 866-537-1397 to get the payment address for your state. |
Making a Lowe’s Credit Card Payment in-Store
You can pay your Lowe’s credit card at any Lowe’s location. If you’re making an in-store payment for the first time, go to the customer service desk. A representative can walk you through the payment procedure.
Making a Lowe’s Credit Card Payment Over the Phone
You can pay your Lowe’s credit card by phone, but you may be charged for an expedited phone payment. Call the number that corresponds to your account type:
| ACCOUNT TYPE | PHONE NUMBER |
| Lowe’s Consumer Credit Cards | 888-840-7651 |
| Lowe’s Business Account | 888-840-7651 |
| Lowe’s Accounts Receivable | 866-232-7443 |
| Lowe’s American Express Business Rewards | 866-537-1397 |
