HOW DO WE USE THE INFORMATION THAT WE COLLECT, AND WHAT INFORMATION DO WE COLLECT?
- Information That You Willingly Submit to the Website The website may gather personally identifiable information from you, such as your name or email address, if you choose to voluntarily submit this information. For instance, you can freely give information to the Website by posting a remark, subscribing to a newsletter, or submitting a contact form. These actions all fall under the category of “information submission.”
Information Obtained from Third Parties: There is a possibility that the Website will obtain information about you from third parties. For instance, if you use software provided by a third party through the site, the third party may transfer information to us in order to fulfil your request.
- Information Obtained: When you visit the website, certain information about you and the device you use to access the website is automatically gathered by the website. For instance, when you use the Website, the Website will log your IP address, the type of operating system you are using, the type of browser you are using, the website that referred you to the Website, the pages that you visited, and the dates and times that you accessed the Website. When you use the website, information about the actions you do, such as which links you click on, may also be collected by the website.
- Cookies: The Website may log information using cookies, which are little data files saved on your browser by the Website. If you continue to access the Website, the Website will continue to log the information. To offer you with a more personalised experience while you are using the Website, it is possible for the Website to employ both session cookies, which are wiped from your browser when you close it, and persistent cookies, which remain on your browser until you delete them.
HOW YOUR INFORMATION MAY BE USED
The following are some of the possible applications for the information that is collected by the website:
- For the purpose of operating and maintaining the Website; For the purpose of sending you promotional information, such as newsletters.
- Each email offer will include instructions on how recipients can withdraw their consent to receive future mailings;
- To respond to your comments or inquiries;
- To provide you with user support; To track and measure advertising on the Website; To protect, investigate, and deter unauthorised or illegal activity;
- To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts; To send you advertising on the Website;
- To respond to your comments or inquiries; To send you advertising on the Website;
- To provide you with user support; To send you advertising on the Website;
- To send you advertising on the Website; To
UTILIZATION OF INDIVIDUAL DETAILS BY THIRD PARTIES
If you choose to explicitly authorise us to share your information with third parties, the Website may disclose your information to those third parties. In addition, the Website may utilise the services of third-party service providers in order to service certain components of the Website. The way in which each individual third-party service provider makes use of your personal information is governed by the privacy policies that are specific to that provider. The following companies are currently being utilised as third-party service providers by the website:
This service records how users interact with a website and gives information about referring websites as well as user activities on the page. It is provided by Google.
- Google Analytics will record your IP address, but aside from that, no other personally identifiable information will be recorded.
- E-mail service providers are responsible for the transmission of electronic newsletters and updates to recipients’ inboxes. Your name and email address will be saved by the Email Service Provider so that it can be used to send you messages in this manner.
Your personal information will not be shared with any other third-party applications at this time. This list might get updated at some point in the future; the decision to do so is entirely up to the website.
However, FD may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business. This may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or it may be in connection with any bankruptcy or reorganisation proceeding brought by or against FD. FD will not sell, distribute, or reveal your email addresses or other personal information without your consent, except when required to do so by law.
FD may, on occasion, make use of anonymous data, which does not identify you either on its own or when combined with the data of other parties. This kind of anonymous data may be shared with third parties for the purposes of marketing, advertising, or any number of other applications. Analytics and information gleaned from cookies are two types of data that fall under this category of anonymous information.
Cookies are used on this website to store the preferences of visitors, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, and customise content based on the type of browser used by visitors or other information sent by visitors. As will be shown in the next text, cookies may also be used by third-party services such as Google Analytics.
Users have the ability to reject the setting of cookies by the Website at any time by making use of a setting that is specific to their internet browser and can therefore permanently deny the setting of cookies if they so choose. In addition, cookies that have previously been created can be removed at any moment through the use of a web browser or other software applications. This functionality is available in all of the most popular web browsers. If, on the other hand, users choose to disable the storage of cookies in their Internet browsers, our website may not provide access to all of its features in their entirety.
When you visit the Website, it is possible that the Website will have information and advertisements served to you by third-party advertising firms. These companies may employ cookies. The website’s advertisers do not have access to any information that may be used to personally identify them.
In order to promote the Website, it is possible that the Website will, on occasion, participate in remarketing activities in conjunction with the services of third-party businesses such as Google, Facebook, or Instagram. These businesses deliver advertisements to users based on their previous activity on a website through the use of a technology called cookie tracking.
Pixels used for tracking sponsored content
There is a possibility that this website will participate in sponsored campaigns with a wide variety of influencer networks, businesses, and agencies. Any and every sponsored content has an appropriate disclosure made in compliance with the rules of the FTC. These sponsored campaigns may, on occasion, make use of tracking pixels (also known as web beacons), which may contain cookies and are used to collect information regarding usage and audience. The firm that is sponsoring the campaign gathers this information in order to keep tabs on how well the campaign is doing. In conjunction with these tracking pixels, the Website does not utilise any information that could personally identify its users that it has gathered.
Affiliate Program Participation
There is a possibility that the Website will participate in affiliate marketing, which is accomplished by incorporating tracking links within the Website. When you visit a website that participates in an affiliate programme and click on a link to visit that website, a cookie will be placed on your browser to keep track of any sales for the purpose of calculating commissions.
You have the option to subscribe to our newsletter on the website, and your information may be shared with third parties for marketing reasons. It’s possible that tracking pixels will be included in every newsletter you send out. The pixel can be embedded in emails, and its presence enables an evaluation of how successful online marketing campaigns have been. Because of these tracking pixels, FD may be able to determine whether or not you open an email, as well as when you open the email and which links within the email you click. Additionally, this enables FD to tailor the content of upcoming newsletters to the user’s particular areas of interest. This behaviour will not be communicated to any outside parties in any way.
YOUR RIGHTS IN RELATION TO THE PROTECTION OF YOUR PERSONAL INFORMATION
- Follow the unsubscribe links included in any of our emails to exercise your right to opt-out of receiving further email communications from us. If you would also like to be removed from our email list, you can let us know here.
- Obtainable – By submitting a request through this page, you will have access to the personal information that we keep on file about you.
- Modify — If you would like to update or alter any of your personal information, please get in touch with us through this form.
- Forget – You have the right to request that we either remove or forget any personal information you have provided to us in certain circumstances. To do so, kindly send your request at this location.
Please be aware that it is possible that we will need to preserve certain information in order to comply with legal requirements, maintain accurate records, or complete transactions.
INFORMATION THAT IS STRICTLY PRIVATE AND SENSITIVE
INFORMATION RELATED TO CHILDREN
This website does not intentionally collect any personally identifiable information from children under the age of 16, nor does it target children under that age. Please get in touch with us as soon as possible if you are a parent or guardian who has reason to suspect that this website’s database contains the personally identifiable information of a child who is younger than 16 years old. We are committed to making every attempt to delete such information as quickly as possible from our systems.
There is a possibility that the Website will occasionally participate in affiliate marketing. This implies that the Website will receive a commission on the purchase you make if you utilise an affiliate link to make the purchase instead of going directly to the merchant’s website. There is a concerted effort made to guarantee that all affiliate links are disclosed in a manner that is compliant with FTC regulations.
On occasion, an advertiser’s content may be featured on the website in the form of a sponsored post. This indicates that an advertiser, which may be a brand, agency, or influencer network, will contract with FD to create content incorporating specified messaging or product placement. This advertiser may also be referred to as a client. All of these advertisements that appear on the website are, as required by the FTC, disclosed in a way that is both clear and obvious to the user.
In spite of the fact that FD gets paid (either monetarily or in the form of a free product or service) in exchange for the inclusion of this sponsored content, the company always presents its findings, beliefs, and experiences in an objective and truthful manner. The views that are stated on the website are entirely those of the person who created the content. Any claim made regarding a product or service, whether it be in the form of a statistic, a quote, or some other representation, ought to be checked with the maker, provider, or other relevant party.
FD has gone to great lengths to guarantee that all of the information on the website has been checked multiple times to verify that it is accurate. FD does not provide any assurances or warranties regarding the outcomes that may follow from your utilisation of the material offered on the website.
FINANCIAL INFORMATION DISCLAIMER
FD is not a licenced financial counsellor in any kind. There is nothing on this website that can be construed as the beginning of a professional relationship between you and FD.
The website may, at sporadic intervals, provide discussions on subjects such as finances and investments. This information is not advise, and it should not be construed as such while making any financial decisions. The content on the website pertaining to finances and investments is presented in its current state and is not accompanied by any promises or warranties, either express or implicit. Regarding the content on the website pertaining to finances and investments, the website does not make any guarantees or warranties of any kind.
You are not permitted to depend on the information on the Website as a substitute for the guidance of a certified public accountant, registered financial planner, or professional financial advisor. The fact that financial information is made available on the website does not result in the development of an accountant-client relationship. You should never put off getting professional financial advice, disregard professional financial advice, or stop getting professional financial services as a result of any information provided on the Website. These actions could have serious consequences.
The website was created only for the aim of providing useful information. You acknowledge that you are solely responsible for how you use the information that is provided on the website, and you agree to this responsibility. FD does not provide any warranties, representations, or assurances of any kind. You are aware that each individual may experience a unique set of outcomes. FD is not responsible for any mistakes or omissions that may be found on the website.
INTERACTION WITH THE WEBSITE
FD is the owner of the intellectual property and rights to all content and material found on the Website, unless it is specifically indicated differently. All rights pertaining to intellectual property are being held in reserve, subject to the licence outlined below.
The following applications are strictly prohibited:
The republication of content taken from the website, unless that particular piece of content has been clearly and specifically made available for republication;
The selling, leasing, or reselling of any of the content found on the website;
Reproduction or duplicating of any content found on the website with the aim of making a profit;
Any alteration of the content displayed on this website, unless the content in question has been expressly and specifically designated as being open to modification;
Redistribution of the content found on the website, unless the content has been made available for redistribution in a manner that is both explicit and precise. Users are granted permission to post content on their own social media channels so long as they include a link back to the Website.
On occasion, the website will make use of a variety of plugins and widgets that will make it possible to share material through various social media platforms, email, and other means. FD’s intellectual property rights are not in any way waived by the usage of these plugins or widgets in any way. This use grants the user a restricted permission to republish the content on the social media channels that have been approved by FD, provided that they give FD full credit.
You are not permitted to make use of the Website in any manner that either causes or may cause damage to the Website or impairs the availability of access to the Website. You are not permitted to decompile, reverse engineer, disassemble, or otherwise reduce the Website in any way, unless doing so is expressly permitted by the law that applies in the jurisdiction in which you reside. You are not permitted to use the Website in any way that involves the copying, storing, hosting, transmitting, sending, using, publishing, or distribution of any content that contains (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, and/or other harmful code or malicious software.
You are not permitted to engage in any activities that involve the systematic or automated collection of data on or in relation to the Website without first obtaining the express written permission of FD. These activities include, but are not limited to, scraping, data mining, data extraction, and data harvesting.
You are not permitted to transmit or send any unsolicited commercial communications while using the Website in any capacity.
You are not allowed to use the Website in any way that involves marketing for a third party without first receiving explicit authorization from FD.
The design, content, and all components of the Website are copyrights owned by FD or third parties and are protected by United States and international copyright laws. The design, content, and all components of the Website should not be reused or republished without express written permission from FD. Unless otherwise noted on the website.
FD’s trademarks and trade dress may not be used in connection with any product or service that is not FD’s, in any manner that is likely to cause confusion among consumers, or in any manner that disparages or discredits FD or FD. Also prohibited is the use of these trademarks and trade dress in any manner that disparages or discredits FD or FD.
On occasion, the Website shall legitimately make use of trademarks that are held by third parties in connection with the services provided by FD. These trademarks belong to their respective owners and cannot be used without permission.
GRANT OF RIGHTS
You agree to grant FD a worldwide, irrevocable, non-exclusive, royalty-free licence to use, reproduce, adapt, publish, translate, and distribute any content that you contribute to the Website. This licence is global in scope and does not apply only to FD. This includes, but is not limited to, text, photographs, audio material, comments, video material, and audio-visual content. Also included in this category are audio-visual materials. This licence covers any and all existing and foreseeable forms of media. You likewise grant FD the right to bring an action for the infringement of these rights and the right to sub-license these rights to third parties.
CONTENT POSTED ON THE WEBSITE THAT HAS BEEN DONATED
Any content, including but not limited to text, images, audio material, comments, video material, and audio-visual material, that you contribute to the site must not be illegal or unlawful, may not infringe on the legal rights of any third party, and must not be capable of giving rise to legal action, either against you or FD or a third party.
FD retains the right to modify or eliminate: I any content that has been submitted to the Website; (ii) any content that has been stored on FD’s servers; or, (iii) any content that has been hosted or published on the Website. FD does not accept any responsibility for, and will not be held liable for, any content that is posted on the site by you or any third party.
The website will occasionally publish blog posts that include photographs that were taken from other, unaffiliated websites. Any such usage is intended to be considered fair use under the rules governing copyright, and the owner is given full credit for the work. If you believe that your copyrighted work has been used on the Website in a way that constitutes copyright infringement and falls outside of fair use, please send a request here, and we will remove the image within twenty-four to forty-eight hours. If you believe that your work has been used in a way that falls outside of fair use and constitutes copyright infringement, please click here.
You are indicating your agreement to receive electronic messages from FD if you send an email to FD, register to use the Website, or supply FD with your email address in any other way. You acknowledge and consent that any and all legal notices sent by FD by electronic means fulfil any and all requirements for writing notice.
You are required to carry out any investigations or perform any essential due diligence before engaging in any events or commercial transactions with any third parties discovered through or connected on the Website. This is before you can engage in any of these activities. You expressly keep FD harmless from any and all liability in any issue, and in the event that there is a dispute for any events or commercial transactions with a third party discovered through or linked on the Website, you hold FD harmless from any and all liability.
The website is given “as is” and “as available” without any representations or warranties, either express or implied, and is done so without any liability on the part of the provider. Regarding the Website or the information and materials offered thereon, FD makes no representations or guarantees of any kind.
FD does not warrant that the Website will fulfil your requirements, that it will be available without interruption, that it will be up to date and free of viruses or bugs, or that it will represent the website in its entirety in terms of its functionality, correctness, and dependability. You should understand that FD is not liable to you in the event that you lose any content or data that was submitted to the Website or transferred over it. The material of the website is published in English, and there is no assurance provided for how the content should be translated or interpreted in any other language.
LIMITATION OF LIABILITY
FD is not responsible for any consequential, incidental, indirect, exemplary, punitive, or special damages of any kind, however caused, including loss of profits, revenue, data, or use, incurred by you, whether under the theory of contract, tort (including negligence), warranty or otherwise, EVEN IF the other party has been advised of the possibility of such damages. This applies even if the other party has been advised of the possibility of such damages.
Any and all notices relating to the Terms of Service are required to be submitted to this address in written form.